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Numbers you can inspect, not just accept

Singapore context

S$ presentation without hidden local policy assumptions

Private by default

Commercial inputs remain in your browser

Explainable calculations

Formula, assumptions and limitations shown

Reviewed evidence

Sources, effective dates and change history

Start with a business decision

Choose the outcome you need to understand

Margin101 organises planners around the commercial decision in front of youโ€”not around isolated formulas.

01

Protect Margin

5 planners

Move from a supplier-cost shock to a defensible price, realistic sales threshold and cash-impact check.

Typical outputs

  • Revised cost exposure
  • Defensible target price
  • Cash requirement
Start the Protect Margin pack โ†’

02

Quote to Cash

5 planners

Connect a viable service rate to a scoped quote, realised job margin, collection cost and short-term cash forecast.

Typical outputs

  • Viable service rate
  • Realised job margin
  • Short-term cash timing
Start the Quote to Cash pack โ†’

03

Test order profitability

5 planners

See what an order keeps after product cost, shipping, returns, fulfilment and acquisition spend.

Typical outputs

  • Contribution per order
  • Shipping threshold
  • Acquisition ceiling
Explore order economics โ†’

04

Plan capacity and growth

4 planners

Connect capacity, billable utilisation, product mix and sales thresholds before committing to growth.

Typical outputs

  • Capacity gap
  • Revenue potential
  • Break-even threshold
Explore capacity planning โ†’

How Margin101 works

A decision workflow, not a mystery answer

Move from assumptions to a calculation you can inspect, compare and take into the next business conversation.

  1. 01

    Describe the decision

    Enter the costs, constraints and target relevant to your business.

  2. 02

    Inspect the economics

    See the result, formula, calculation breakdown and sensitivity.

  3. 03

    Compare and act

    Save a baseline, compare scenarios or export a record before deciding.

Scenario comparison

Example
Base case
S$110.00
Scenario B
S$104.00
Price difference
โˆ’S$6.00
Margin impact
โˆ’3.5 pts

A practical business scenario

From โ€œWhat should we charge?โ€ to a defensible answer

Example: a Singapore product business testing a price before indirect tax. The global planner uses the business inputs supplied and does not assume a local tax rate.

Unit cost

S$66.00

Target margin

40%

Indirect-tax treatment

Excluded

Open this scenario in the Target Margin Planner โ†’

Decision output

Required selling price

S$110.00

Cost recovered
S$66.00
Gross profit per sale
S$44.00
Equivalent markup
66.67%

66 รท (1 โˆ’ 0.40) = 110

Featured tools

Start with a proven decision workflow

Six primary planners cover pricing, service delivery, break-even, ecommerce, capacity and delivered-job economics.

View all 167 tools for Singapore โ†’

Set a price

Target Margin & Pricing Planner

Set a transparent customer price from cost, target gross margin and explicit indirect-tax treatment.

Outputs

Selling price ยท Gross profit ยท Markup

Open planner โ†’

Quote a job

Service Rate & Quote Planner

Recover labour, overhead and non-billable capacity in an hourly rate or project quote.

Outputs

Client rate ยท Day rate ยท Project quote

Open planner โ†’

Find the sales threshold

Break-even Sales Planner

Turn price, variable cost and fixed costs into a whole-unit break-even or target-profit threshold.

Outputs

Break-even units ยท Revenue threshold ยท Contribution

Open planner โ†’

Test an order

Ecommerce Order Profitability Planner

Test contribution after indirect tax, product, fulfilment, fees, advertising and expected returns.

Outputs

Contribution per order ยท Net margin ยท Fee stack

Open planner โ†’

Plan billable capacity

Billable Utilisation Planner

Allocate leave, admin, sales and internal time to test billable capacity and revenue scenarios.

Outputs

Billable hours ยท Capacity gap ยท Revenue effect

Open planner โ†’

Review a job

Job Costing & Margin Planner

Reconcile quoted and actual labour and costs, then calculate a future price that restores margin.

Outputs

Actual job margin ยท Cost overrun ยท Future price

Open planner โ†’

Why trust the calculation

Every important number has a trail

Margin101 shows how each result was produced, what assumptions were applied and when the method was reviewed. Market-specific source records appear only when a planner depends on them.

  • Formula and calculation breakdown
  • Assumptions and exclusions
  • Singapore presentation context
  • Source class and review status
  • Dedicated methodology page
  • Canonical revision history

Designed for the Singapore business context

Market presentation

S$ (SGD) presentation is used without importing unreviewed local policy assumptions.

Market-aware assumptions

Relevant defaults and explanations are adapted to the selected market.

Maintained references

Official sources, effective dates and review status are documented.

Knowledge and evidence

Understand the number before using it

Move from a planner into the guidance, methodology and maintained source records that support the decision.

Methodologies

See the formulas, assumptions, validation boundaries, examples and limitations behind each planner.

View methodologies โ†’

Make your next decision with the calculation visible.

Explore pricing, quoting, margin and profitability planners available to small businesses in Singapore.

Explore tools for Singapore