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Irish companion guide

Ireland Employer Cost: PRSI and MyFutureFund

Confirm the supported Class A and active-instruction scope, reconcile the registered 2026 employer-cost result and identify what remains before a service quote.

Confirm the supported employment and pay scope

Continue only when each prerequisite is confirmed

  • Confirm Class A from current payroll or professional evidence. (not complete)
  • Confirm even weekly pay across all 52 supported weeks. (not complete)
  • Confirm weekly pay is at least โ‚ฌ38.00 in the supported fixture. (not complete)
  • Stop for another PRSI class, uneven pay, status uncertainty, payroll correction or an unsupported employment pattern. (not complete)

Keep both 2026 employer PRSI periods visible

Registered 2026 Class A employer PRSI projection
Supported periodWeeksWeekly earnings bandEmployer rate
Through 30 September39Up to and including โ‚ฌ552.009.00%
Through 30 September39Above โ‚ฌ552.0011.25%
From 1 October13Up to and including โ‚ฌ552.009.15%
From 1 October13Above โ‚ฌ552.0011.40%

Add MyFutureFund only after confirmation

Read the registered worked scenario

โ‚ฌ55,000 salary with the tested โ‚ฌ7,000 other-cost allowance

This is the registered product fixture, not an Irish benchmark. Class A, even weekly pay and an active MyFutureFund instruction are confirmed inputs. Reconcile annual earnings on the statutory contribution basis to salary plus applicable other annual cash remuneration before using the result. The other-cost allowance represents only distinct incremental named-record costs; salary-covered leave belongs in productive capacity unless it creates a separate incremental cash cost.

Annual EUR planning rows
Scenario rowEngine-derived amountBasis
Annual base salaryโ‚ฌ55,000.00Illustrative user input
Annual earnings on the statutory contribution basisโ‚ฌ55,000.00Illustrative user input; reconcile to salary plus applicable other annual cash remuneration
Other annual cash remunerationโ‚ฌ0.00Illustrative user input; not an Irish default or benchmark
Employer PRSIโ‚ฌ6,208.13Registered two-period 2026 Class A engine component
MyFutureFund employer contributionโ‚ฌ825.00Registered engine component after active-instruction confirmation
Employer PRSI plus MyFutureFundโ‚ฌ7,033.13Engine-derived statutory planning subtotal
Distinct incremental other annual on-costโ‚ฌ7,000.00User-entered named-record fixture; not a market benchmark and no second charge for salary-covered leave
Annual employee costโ‚ฌ69,033.13Salary plus engine-derived statutory subtotal and entered distinct incremental allowance
Sensitivity to the user-entered other-cost allowance
ScenarioAnnual employee costInterpretation
No entered distinct incremental allowanceโ‚ฌ62,033.13Statutory components remain; omitted business costs do not become zero facts
With the tested distinct incremental allowanceโ‚ฌ69,033.13The difference is the user-entered โ‚ฌ7,000 fixture, not an official percentage

Add the costs this bounded calculation does not know

Reconcile from named business records

  • Add benefits, insurance, payroll administration, equipment, premises and role-enablement cash costs only from named records or assumptions. (not complete)
  • Represent salary-covered leave and paid unavailable time through reduced productive capacity, not a second annual cash-cost allowance. (not complete)
  • Add a leave-related allowance only for a distinct incremental cost that the business can identify and support. (not complete)
  • Verify any applicable employment or legal cost outside this planning fixture. (not complete)
  • Keep delivery capacity, non-billable time and overhead in the Global recovery-rate decision. (not complete)

Carry the reconciled annual cost into a quote

Use the Global loaded-labour guide to reconcile the annual cost boundary, then divide the chosen loaded-cost and overhead basis by realistic productive capacity in the Labour Recovery Rate tool. Never count the same salary-covered leave in both the annual-cost allowance and the productive-hours reduction. Test the resulting commercial rate against scope and target contribution in the Service Rate & Quote Planner; the Irish statutory subtotal is not itself a quote.

Sources, limitations and refresh triggers

The automatic rows acknowledge revenue-employer-prsi-class-a-2026-ie@2026-07-28;govie-myfuturefund-employer-contribution-2026-ie@2026-07-28-browser-successor. Refresh this companion when either registered dependency, the weekly-band or contribution-period treatment, the supported pay pattern, the active-instruction path or the engine fixture changes.

Reviewed source trail

Continue the employer-cost decision

Boundary questions

Does this scenario apply to every employee in Ireland?
No. It supports only the registered 2026 Class A, even-weekly-pay scope after the required confirmations.
Does Margin101 decide whether MyFutureFund applies?
No. Include the component only after confirming the current active NAERSA payroll instruction outside Margin101.
Is the annual employee cost a billable rate?
No. Reconcile missing cash costs and productive capacity first, then test the commercial rate against scope, overhead and target contribution.

Change history

  1. โ€” Published the reviewed Ireland employer-cost companion from the exact retained PRSI and MyFutureFund evidence tuples after current repository evidence validation.
  2. โ€” Implemented the engine-derived Ireland employer-cost boundary companion as pending and non-discoverable for independent factual and editorial review.