Act on the result
Compare the required displayed price with the current customer price and document the confirmed tax basis.
Educational only: Business decision support, not accounting, tax or legal advice.
Privacy: No account is required. Tool inputs and results stay in this browser. Anonymous categorical usage analytics send only governed page, tool, cluster and action identifiers; tool inputs and results are never sent. Error monitoring is disabled. Optional saved state stays only on this device.
Update policy: Reviewed when formulas or official dependencies change.
Scope: Canadian small-business planning using your own assumptions.
What this planner helps you decide
Best for
Businesses checking a customer price against confirmed Canadian GST/HST treatment.
Outputs
Required retained and displayed prices, tax component, gross profit, gross margin and current-price gap.
Start here
Confirm the taxable-sale scope and applicable rate, then enter cost and target retained margin.
Use a different tool when: Do not use this to set a price for a target gross margin; use Target Margin & Pricing Planner for that decision. Use this tool to protect retained margin while separating a confirmed combined GST/HST rate from displayed price.
Price & margin
Canada GST/HST-aware Pricing: required retained and displayed prices
Required retained and displayed prices, tax component, gross profit, gross margin and current-price gap.
GST/HST-aware price assumptions
Use one GST/HST basis. Inputs do not determine tax.
Your numbers stay in this browser
Enter per-unit cost on the selected GST/HST basis.
Gross profit share retained before GST/HST.
Exempt and unknown supplies fail closed.
Optional comparisonAdd a comparison value only when it helps your decision.
Optional comparison price on the selected GST/HST basis.
Tax treatmentKeep the warning when treatment is uncertain.
Confirm whether the entered cost includes tax.
Select the confirmed place of supply; it is not inferred from an address.
Select the transaction period.
Enter turnover for this exact measured period.
Enter turnover for this separate measured period.
Choose the confirmed status; uncertainty keeps an authority warning visible.
Choose No when tax paid remains in effective cost.
Required for recoverable GST/HST in a tax-inclusive cost; separate from output rate.
Controls whether displayed price adds tax to retained revenue.
Price decision
Protect the entered retained margin on revenue excluding GST/HST; treat the customer-facing tax amount separately.
PDF and CSV exports stay on this device. Clean page links contain no inputs.
- Required displayed price
- $113.00
- Required price excluding GST/HST
- $100.00
- GST/HST component
- $13.00
- Effective cost
- $60.00
- Gross profit per unit
- $40.00
- Retained gross margin
- 40.0%
- Change from current displayed price
- $13.00
Official policy review signals
- Selected GST/HST rate
- 13.0%
- Current calendar-quarter taxable revenue
- Below review threshold
- Previous four calendar quarters taxable revenue
- Below review threshold
These are separate source-based review signals, not a registration conclusion.
Rate row: Standard taxable; effective basis: On or after 1 April 2025; rate source version: 2026-07-16. Threshold basis: Threshold source version 2026-07-16; threshold source version: 2026-07-16.
Price sensitivity
Price sensitivity — compare required displayed price for the entered target margin and a five-point margin increase.
ScenarioResultDifference
Entered scenario$113.00Baseline
Target margin +5 points$123.27$10.27
Save these results, change an input, then compare the updated figures with this baseline.
The baseline is temporary in this tab and is not added to shared scenario links or generated reports.
Registration review
Compare threshold headroom with turnover 10% higher.
ScenarioResultDifference
Entered scenario$30,000.00Baseline
Second turnover view +10%$30,000.00$0.00
Save these results, change an input, then compare the updated figures with this baseline.
The baseline is temporary in this tab and is not added to shared scenario links or generated reports.
Calculation details
View calculation detailsView the formulas and inputs used for these results.
Required displayed price
Effective cost
recoverable: tax-inclusive cost ÷ (1 + input rate), tax-exclusive cost unchanged; non-recoverable: tax-inclusive cost unchanged, tax-exclusive cost × (1 + input rate)60 CADRequired price excluding GST/HST
effective cost ÷ (1 − target retained margin)100 CADRequired displayed price
registered and tax-inclusive display → retained price × (1 + entered GST/HST rate); otherwise retained price113 CADResult$113.00
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Effective costCost Exclusive
- 60
- Effective costTax Rate
- 0.13
- Effective costInput Tax Rate
- 0.13
- Effective costCost Tax Basis
- Tax-exclusive cost
- Effective costInput Tax Recoverable
- Yes
- Effective costRegistration State
- Registered
- Required price excluding GST/HSTEffective Cost
- 60
- Required price excluding GST/HSTTarget Margin
- 0.4
- Required displayed priceRequired Price Exclusive
- 100
- Required displayed priceTax Rate
- 0.13
- Required displayed priceDisplayed Price Includes Tax
- Yes
Required price excluding GST/HST
Effective cost
recoverable: tax-inclusive cost ÷ (1 + input rate), tax-exclusive cost unchanged; non-recoverable: tax-inclusive cost unchanged, tax-exclusive cost × (1 + input rate)60 CADRequired price excluding GST/HST
effective cost ÷ (1 − target retained margin)100 CADResult$100.00
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Effective costCost Exclusive
- 60
- Effective costTax Rate
- 0.13
- Effective costInput Tax Rate
- 0.13
- Effective costCost Tax Basis
- Tax-exclusive cost
- Effective costInput Tax Recoverable
- Yes
- Effective costRegistration State
- Registered
- Required price excluding GST/HSTEffective Cost
- 60
- Required price excluding GST/HSTTarget Margin
- 0.4
GST/HST component
Required price excluding GST/HST
effective cost ÷ (1 − target retained margin)100 CADRequired displayed price
registered and tax-inclusive display → retained price × (1 + entered GST/HST rate); otherwise retained price113 CADGST/HST component
displayed price − retained price13 CADResult$13.00
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Required price excluding GST/HSTEffective Cost
- 60
- Required price excluding GST/HSTTarget Margin
- 0.4
- Required displayed priceRequired Price Exclusive
- 100
- Required displayed priceTax Rate
- 0.13
- Required displayed priceDisplayed Price Includes Tax
- Yes
- GST/HST componentRequired Displayed Price
- 113
- GST/HST componentRequired Price Exclusive
- 100
Effective cost
Effective cost
recoverable: tax-inclusive cost ÷ (1 + input rate), tax-exclusive cost unchanged; non-recoverable: tax-inclusive cost unchanged, tax-exclusive cost × (1 + input rate)60 CADResult$60.00
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Effective costCost Exclusive
- 60
- Effective costTax Rate
- 0.13
- Effective costInput Tax Rate
- 0.13
- Effective costCost Tax Basis
- Tax-exclusive cost
- Effective costInput Tax Recoverable
- Yes
- Effective costRegistration State
- Registered
Gross profit per unit
Effective cost
recoverable: tax-inclusive cost ÷ (1 + input rate), tax-exclusive cost unchanged; non-recoverable: tax-inclusive cost unchanged, tax-exclusive cost × (1 + input rate)60 CADRequired price excluding GST/HST
effective cost ÷ (1 − target retained margin)100 CADGross profit per unit
retained revenue − effective cost40 CADResult$40.00
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Effective costCost Exclusive
- 60
- Effective costTax Rate
- 0.13
- Effective costInput Tax Rate
- 0.13
- Effective costCost Tax Basis
- Tax-exclusive cost
- Effective costInput Tax Recoverable
- Yes
- Effective costRegistration State
- Registered
- Required price excluding GST/HSTEffective Cost
- 60
- Required price excluding GST/HSTTarget Margin
- 0.4
- Gross profit per unitRetained Revenue
- 100
- Gross profit per unitEffective Cost
- 60
Retained gross margin
Gross profit per unit
retained revenue − effective cost40 CADRetained gross margin
gross profit ÷ retained revenue40%Result40.0%
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Gross profit per unitRetained Revenue
- 100
- Gross profit per unitEffective Cost
- 60
- Retained gross marginGross Profit
- 40
- Retained gross marginRetained Revenue
- 100
Change from current displayed price
Required displayed price
registered and tax-inclusive display → retained price × (1 + entered GST/HST rate); otherwise retained price113 CADChange from current displayed price
required displayed price − current displayed price13 CADResult$13.00
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Required displayed priceRequired Price Exclusive
- 100
- Required displayed priceTax Rate
- 0.13
- Required displayed priceDisplayed Price Includes Tax
- Yes
- Change from current displayed priceRequired Displayed Price
- 113
- Change from current displayed priceCurrent Displayed Price
- 100
Selected GST/HST rate
Selected GST/HST rate
official policy rate selected by confirmed jurisdiction, supply class and effective period0.13Result13.0%
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Selected GST/HST rateJurisdiction
- Ontario — 13% HST
- Selected GST/HST rateSupply Class
- Standard taxable
- Selected GST/HST rateEffective Period
- On or after 1 April 2025
- Selected GST/HST ratePolicy Rate Row
- Standard taxable
- Selected GST/HST rateEffective Date
- On or after 1 April 2025
- Selected GST/HST rateSource Version
- 2026-07-16
Current calendar-quarter taxable revenue
Current calendar-quarter taxable revenue
entered period turnover compared with the source-versioned review thresholdBelow review thresholdResultBelow review threshold
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Current calendar-quarter taxable revenueTurnover
- 0
- Current calendar-quarter taxable revenueThreshold
- 30,000
- Current calendar-quarter taxable revenueMeasured Period
- Current calendar-quarter taxable revenue
- Current calendar-quarter taxable revenueSource Version
- 2026-07-16
Previous four calendar quarters taxable revenue
Previous four calendar quarters taxable revenue
entered period turnover compared separately with the source-versioned review thresholdBelow review thresholdResultBelow review threshold
Uses Standard taxable (On or after 1 April 2025), source version 2026-07-16; threshold status uses Threshold source version 2026-07-16, Current calendar-quarter taxable revenue and Previous four calendar quarters taxable revenue, source version 2026-07-16. Retained revenue excludes GST/HST. The engine retains full precision; currency displays to two decimal places.
Canada GST/HST-aware Pricing Planner formulas →Inputs used by these formula steps
- Previous four calendar quarters taxable revenueTurnover
- 0
- Previous four calendar quarters taxable revenueThreshold
- 30,000
- Previous four calendar quarters taxable revenueMeasured Period
- Previous four calendar quarters taxable revenue
- Previous four calendar quarters taxable revenueThreshold Rule Period
- Threshold source version 2026-07-16
- Previous four calendar quarters taxable revenueSource Version
- 2026-07-16
Inputs used
- Cost amount
- 60
- Target retained margin
- 0.4
- GST/HST registration state
- Registered
- Can input GST/HST be recovered?
- Yes
- Confirmed input GST/HST rate
- 0.13
- Does the displayed price include GST/HST?
- Yes — show price including GST/HST
- Current displayed price
- 100
- Current calendar-quarter taxable revenue
- 0
- Previous four calendar quarters taxable revenue
- 0
- Cost tax basis
- Tax-exclusive cost
- Confirmed place of supply
- Ontario — 13% HST
- GST/HST supply class
- Standard taxable
- Nova Scotia effective date
- On or after 1 April 2025
Open this calculator with preset values
This calculator supports documented, shareable scenario URLs. Compatible assistants and applications can construct links using the parameters below.
Scenario links contain only allowlisted numeric and closed-choice inputs shown in the URL; Margin101 excludes free text and identifying fields. Anyone you share the URL with can read those numbers, so do not include private or identifying data.
| Parameter | Meaning | Unit | Allowed values | Presence | Default |
|---|---|---|---|---|---|
| costExclusive | Enter per-unit cost on the selected GST/HST basis. | CAD/unit on the selected GST/HST cost basis | 0 to 10000000 | Required | 60 |
| costTaxBasis | Confirm whether the entered cost includes tax. | — | 0 (Tax-exclusive cost), 1 (Tax-inclusive cost) | Required | Tax-exclusive cost |
| currentDisplayedPrice | Optional comparison price on the selected GST/HST basis. | CAD/unit on the selected displayed-price GST/HST basis | 0 to 10000000 | Optional | 100 |
| displayedPriceIncludesTax | Controls whether displayed price adds tax to retained revenue. | — | 1 (Yes — show price including GST/HST), 0 (No — show price excluding GST/HST) | Required | Yes — show price including GST/HST |
| effectivePeriodCode | Select the transaction period. | — | 0 (On or before 31 March 2025), 1 (On or after 1 April 2025) | Required | On or after 1 April 2025 |
| inputTaxRate | Required for recoverable GST/HST in a tax-inclusive cost; separate from output rate. | decimal input GST/HST rate on the entered cost | 0 to 1 | Required | 0.13 |
| inputTaxRecoverable | Choose No when tax paid remains in effective cost. | — | 1 (Yes), 0 (No) | Required | Yes |
| jurisdictionCode | Select the confirmed place of supply; it is not inferred from an address. | — | 1 (Alberta — 5% GST), 2 (British Columbia — 5% GST), 3 (Manitoba — 5% GST), 4 (New Brunswick — 15% HST), 5 (Newfoundland and Labrador — 15% HST), 6 (Northwest Territories — 5% GST), 7 (Nova Scotia — effective-date row below), 8 (Nunavut — 5% GST), 9 (Ontario — 13% HST), 10 (Prince Edward Island — 15% HST), 11 (Quebec — 5% GST (QST excluded)), 12 (Saskatchewan — 5% GST), 13 (Yukon — 5% GST), 0 (Unknown — unsupported) | Required | Ontario — 13% HST |
| registrationState | Choose the confirmed status; uncertainty keeps an authority warning visible. | — | 1 (Registered), 0 (Not registered), 2 (Not sure — check the authority rules) | Required | Registered |
| supplyClassCode | Exempt and unknown supplies fail closed. | — | 1 (Standard taxable), 2 (Confirmed zero-rated), 0 (Exempt or unknown — unsupported) | Required | Standard taxable |
| targetMargin | Gross profit share retained before GST/HST. | decimal gross-margin rate on GST/HST-exclusive retained revenue | 0 to 0.95 | Required | 0.4 |
| thresholdPrimary | Enter turnover for this exact measured period. | CAD of taxable supplies/current calendar quarter | 0 to 10000000 | Required | 0 |
| thresholdSecondary | Enter turnover for this separate measured period. | CAD of taxable supplies/previous four consecutive calendar quarters | 0 to 10000000 | Required | 0 |
Canada GST/HST-aware Pricing: required retained and displayed prices
Use the displayed-price result only after confirming the sale classification, registration position and applicable rate.
Formula summary
- Primary formula
- retained price excluding GST/HST = effective cost ÷ (1 − target retained margin)
Data used here
- Canada GST/HST small-supplier threshold tests: Canada Revenue Agency; verified; checked 2026-07-16.
- Canada GST/HST rates by place of supply: Canada Revenue Agency; verified; checked 2026-07-16.
Decision checks
Stress-test the decision
Retest a higher cost and verify whether input tax is recoverable before changing a live price.
Assumptions and sources
- Canada GST/HST small-supplier threshold tests
- Canada Revenue Agency GST/HST registration guidance Checked 2026-07-16.
Primary source → - Canada GST/HST rates by place of supply
- Canada Revenue Agency place-of-supply and current-rate guidance Checked 2026-07-16.
Primary source →
When this estimate can be misleading
- This planner does not determine GST/HST registration, taxability, exemptions, recoverability, place of supply, nexus or filing liabilities.
- The reviewed GST/HST rate is selected only from supported jurisdiction, supply-class and effective-period branches; unsupported cases stop instead of guessing.
- The turnover comparisons are review signals from official period rules, not registration conclusions or effective-date advice.
- Gross profit is a per-unit pricing measure before fixed costs, overhead allocation, income tax, financing and demand effects.
- Current displayed price must use the same inclusive or exclusive tax basis selected in the planner.
- Use the displayed-price result only after confirming the sale classification, registration position and applicable rate.
Educational estimate, not advice. See all assumptions & limitations →
Related reading
Guides to interpret the decision and its assumptions.
- Canada GST/HST Pricing: Registration and Place of Supply
Keep retained economics separate from GST/HST registration and the rate selected from the confirmed place of supply.
Read guide
Frequently asked questions
How do I protect retained margin while separating a confirmed combined GST/HST rate from displayed price?
Compare the required displayed price with the current customer price and document the confirmed tax basis.
Does Margin101 choose the applicable GST/HST rate?
No. The reviewed default applies only to the documented taxable-supply scenario. Confirm the rate and treatment for the actual sale.
Does Margin101 store my numbers?
Tool inputs and results stay in this browser. Anonymous categorical usage analytics send only governed page, tool, cluster and action identifiers; tool inputs and results are never sent. Error monitoring is disabled. Optional saved state stays only on this device.
Is this tax or accounting advice?
No. It is an educational pricing scenario. Check the actual transaction with the relevant authority or a qualified adviser.
Which planning assumptions should I stress-test?
Compare a plausible alternative scenario and verify the decision-critical assumption that changes the plan most.