Terms of Use

1. Acceptance

Margin101 is independently operated by its founder, Duc Nguyen X. These product-wide terms apply to the Global site and each market URL. By using Margin101 you agree to them; if you do not agree, do not use the site.

2. Limited licence

You may use the public site for lawful personal or internal business education. Branding, original explanations, presentation and software remain subject to applicable rights and identified source licences.

3. No professional advice

• Margin101 is not accounting, bookkeeping, tax, legal or financial advice.
• Tool outputs are estimates based on the inputs and assumptions shown.
• Confirm consequential decisions with an appropriately qualified professional in your jurisdiction.

4. Accuracy and updates

We aim to expose formulas, assumptions and sources, but information may become outdated and software may contain errors. A review date is not a guarantee that circumstances have not changed.

5. Limitation of liability

To the extent permitted by law, Margin101 and its founder are not liable for loss arising from reliance on an estimate, an omitted circumstance or unavailable service. Rights that cannot lawfully be excluded remain unaffected.

6. Third-party links

External links are provided for context and verification. Margin101 does not control their availability, content, privacy practices or terms.

7. Changes and availability

Content, tools and these terms may be corrected, updated or withdrawn. Access may be restricted to protect the service, comply with law or prevent misuse.

8. Applicable law and local rights

A market URL does not select an exclusive court or create a local operator. These product-wide terms operate subject to mandatory law applicable to you and do not exclude protections, remedies or liabilities that cannot lawfully be excluded.

9. Contact

Questions about these terms:

contact@margin101.com