Act on the result
Compare the monthly sales crossover with current monthly sales and retained contribution before upgrading or keeping the basic plan.
Educational only: Business decision support, not accounting, tax or legal advice.
Privacy: No account is required. Tool inputs and results stay in this browser. Anonymous categorical usage analytics send only governed page, tool, cluster and action identifiers; tool inputs and results are never sent. Error monitoring is disabled. Optional saved state stays only on this device.
Update policy: Reviewed when formulas or official dependencies change.
Scope: Market-neutral small-business planning using your own assumptions.
What this planner helps you decide
Best for
Online sellers deciding whether a higher monthly platform plan earns back its fixed fee.
Outputs
Total plan fees, retained contribution, fee saving and crossover monthly sales.
Start here
Enter the current plan prices and transaction charges shown in your own eligible market.
Use a different tool when: Do not use this to compare two payment fee structures at an expected transaction volume; use Payment Processing Fee Comparison for that decision. Use this tool to find the sales level where a higher fixed-fee platform plan pays back.
Commerce & operations
Commerce Platform Plan Break-even: total plan fees
Total plan fees, retained contribution, fee saving and crossover monthly sales.
Amounts use the same currency as your inputs. No currency conversion is performed.
Commerce Platform Plan Break-even
Find the sales level where a higher fixed-fee platform plan pays back. The starting numbers are illustrative only—replace every fee and rate with the current terms in your own provider contract.
Your numbers stay in this browser
Sales processed through the platform. Enter the amount on one consistent ex-tax market-currency basis.
Whole orders per month.
Monthly contribution before plan fees. Enter the amount on one consistent ex-tax market-currency basis.
Entered basic plan fee. Enter the amount on one consistent ex-tax market-currency basis.
Entered basic transaction fee.
Basic fixed fee per order. Enter the amount on one consistent ex-tax market-currency basis.
Entered advanced plan fee. Enter the amount on one consistent ex-tax market-currency basis.
Entered advanced transaction fee.
Advanced fixed fee per order. Enter the amount on one consistent ex-tax market-currency basis.
Decision result
Each output is bound to its registered ecommerce engine formula.
- Basic Total Fees Ex Tax
- 1,050.00
- Advanced Total Fees Ex Tax
- 850.00
- Fee Saving Ex Tax
- 200.00
- Basic Retained Contribution Ex Tax
- 18,950.00
- Advanced Retained Contribution Ex Tax
- 19,150.00
- Monthly sales crossover
- 30,000.00
Scenario comparison
Each row names the assumption axis changed from the baseline.
ScenarioResultDifference
Current scenario30,000.00Baseline
Lower Monthly sales30,000.000.00
Higher Monthly sales30,000.000.00
Save these results, change an input, then compare the updated figures with this baseline.
The baseline is temporary in this tab and is not added to shared scenario links or generated reports.
Calculation details
View calculation detailsView the formulas and inputs used for these results.
Basic Total Fees Ex Tax
Basic Total Fees Ex Tax
basic fixed fee + sales fee + order fees1,050.00Result1,050.00
Reports money for the entered planning period using the declared ex-tax cost and revenue basis. The engine retains full precision; presentation rounding does not feed calculation.
Commerce Platform Plan Break-even Planner formulas →Inputs used by these formula steps
- Basic Total Fees Ex TaxMonthly Sales Ex Tax
- 50,000
- Basic Total Fees Ex TaxMonthly Orders
- 500
- Basic Total Fees Ex TaxContribution Before Platform Fees Ex Tax
- 20,000
- Basic Total Fees Ex TaxBasic Monthly Fee Ex Tax
- 50
- Basic Total Fees Ex TaxBasic Transaction Fee Rate
- 0.02
- Basic Total Fees Ex TaxBasic Fixed Fee Per Order Ex Tax
- 0
- Basic Total Fees Ex TaxAdvanced Monthly Fee Ex Tax
- 350
- Basic Total Fees Ex TaxAdvanced Transaction Fee Rate
- 0.01
- Basic Total Fees Ex TaxAdvanced Fixed Fee Per Order Ex Tax
- 0
Advanced Total Fees Ex Tax
Advanced Total Fees Ex Tax
advanced fixed fee + sales fee + order fees850.00Result850.00
Reports money for the entered planning period using the declared ex-tax cost and revenue basis. The engine retains full precision; presentation rounding does not feed calculation.
Commerce Platform Plan Break-even Planner formulas →Inputs used by these formula steps
- Advanced Total Fees Ex TaxMonthly Sales Ex Tax
- 50,000
- Advanced Total Fees Ex TaxMonthly Orders
- 500
- Advanced Total Fees Ex TaxContribution Before Platform Fees Ex Tax
- 20,000
- Advanced Total Fees Ex TaxBasic Monthly Fee Ex Tax
- 50
- Advanced Total Fees Ex TaxBasic Transaction Fee Rate
- 0.02
- Advanced Total Fees Ex TaxBasic Fixed Fee Per Order Ex Tax
- 0
- Advanced Total Fees Ex TaxAdvanced Monthly Fee Ex Tax
- 350
- Advanced Total Fees Ex TaxAdvanced Transaction Fee Rate
- 0.01
- Advanced Total Fees Ex TaxAdvanced Fixed Fee Per Order Ex Tax
- 0
Fee Saving Ex Tax
Fee Saving Ex Tax
basic fees − advanced fees200.00Result200.00
Reports money for the entered planning period using the declared ex-tax cost and revenue basis. The engine retains full precision; presentation rounding does not feed calculation.
Commerce Platform Plan Break-even Planner formulas →Inputs used by these formula steps
- Fee Saving Ex TaxMonthly Sales Ex Tax
- 50,000
- Fee Saving Ex TaxMonthly Orders
- 500
- Fee Saving Ex TaxContribution Before Platform Fees Ex Tax
- 20,000
- Fee Saving Ex TaxBasic Monthly Fee Ex Tax
- 50
- Fee Saving Ex TaxBasic Transaction Fee Rate
- 0.02
- Fee Saving Ex TaxBasic Fixed Fee Per Order Ex Tax
- 0
- Fee Saving Ex TaxAdvanced Monthly Fee Ex Tax
- 350
- Fee Saving Ex TaxAdvanced Transaction Fee Rate
- 0.01
- Fee Saving Ex TaxAdvanced Fixed Fee Per Order Ex Tax
- 0
Basic Retained Contribution Ex Tax
Basic Retained Contribution Ex Tax
pre-fee contribution − basic fees18,950.00Result18,950.00
Reports money for the entered planning period using the declared ex-tax cost and revenue basis. The engine retains full precision; presentation rounding does not feed calculation.
Commerce Platform Plan Break-even Planner formulas →Inputs used by these formula steps
- Basic Retained Contribution Ex TaxMonthly Sales Ex Tax
- 50,000
- Basic Retained Contribution Ex TaxMonthly Orders
- 500
- Basic Retained Contribution Ex TaxContribution Before Platform Fees Ex Tax
- 20,000
- Basic Retained Contribution Ex TaxBasic Monthly Fee Ex Tax
- 50
- Basic Retained Contribution Ex TaxBasic Transaction Fee Rate
- 0.02
- Basic Retained Contribution Ex TaxBasic Fixed Fee Per Order Ex Tax
- 0
- Basic Retained Contribution Ex TaxAdvanced Monthly Fee Ex Tax
- 350
- Basic Retained Contribution Ex TaxAdvanced Transaction Fee Rate
- 0.01
- Basic Retained Contribution Ex TaxAdvanced Fixed Fee Per Order Ex Tax
- 0
Advanced Retained Contribution Ex Tax
Advanced Retained Contribution Ex Tax
pre-fee contribution − advanced fees19,150.00Result19,150.00
Reports money for the entered planning period using the declared ex-tax cost and revenue basis. The engine retains full precision; presentation rounding does not feed calculation.
Commerce Platform Plan Break-even Planner formulas →Inputs used by these formula steps
- Advanced Retained Contribution Ex TaxMonthly Sales Ex Tax
- 50,000
- Advanced Retained Contribution Ex TaxMonthly Orders
- 500
- Advanced Retained Contribution Ex TaxContribution Before Platform Fees Ex Tax
- 20,000
- Advanced Retained Contribution Ex TaxBasic Monthly Fee Ex Tax
- 50
- Advanced Retained Contribution Ex TaxBasic Transaction Fee Rate
- 0.02
- Advanced Retained Contribution Ex TaxBasic Fixed Fee Per Order Ex Tax
- 0
- Advanced Retained Contribution Ex TaxAdvanced Monthly Fee Ex Tax
- 350
- Advanced Retained Contribution Ex TaxAdvanced Transaction Fee Rate
- 0.01
- Advanced Retained Contribution Ex TaxAdvanced Fixed Fee Per Order Ex Tax
- 0
Monthly sales crossover
Crossover Monthly Sales Ex Tax
fixed fee difference / transaction-rate saving30,000.00Result30,000.00
Reports money for the entered planning period using the declared ex-tax cost and revenue basis. The engine retains full precision; presentation rounding does not feed calculation.
Commerce Platform Plan Break-even Planner formulas →Inputs used by these formula steps
- Crossover Monthly Sales Ex TaxMonthly Sales Ex Tax
- 50,000
- Crossover Monthly Sales Ex TaxMonthly Orders
- 500
- Crossover Monthly Sales Ex TaxContribution Before Platform Fees Ex Tax
- 20,000
- Crossover Monthly Sales Ex TaxBasic Monthly Fee Ex Tax
- 50
- Crossover Monthly Sales Ex TaxBasic Transaction Fee Rate
- 0.02
- Crossover Monthly Sales Ex TaxBasic Fixed Fee Per Order Ex Tax
- 0
- Crossover Monthly Sales Ex TaxAdvanced Monthly Fee Ex Tax
- 350
- Crossover Monthly Sales Ex TaxAdvanced Transaction Fee Rate
- 0.01
- Crossover Monthly Sales Ex TaxAdvanced Fixed Fee Per Order Ex Tax
- 0
Inputs used
- Monthly sales
- 50,000.00
- Monthly orders
- 500
- Contribution before platform fees
- 20,000.00
- Basic monthly fee
- 50.00
- Basic transaction rate
- 2%
- Basic fixed order fee
- 0.00
- Advanced monthly fee
- 350.00
- Advanced transaction rate
- 1%
- Advanced fixed order fee
- 0.00
Open this calculator with preset values
This calculator supports documented, shareable scenario URLs. Compatible assistants and applications can construct links using the parameters below.
Scenario links contain only allowlisted numeric and closed-choice inputs shown in the URL; Margin101 excludes free text and identifying fields. Anyone you share the URL with can read those numbers, so do not include private or identifying data.
| Parameter | Meaning | Unit | Allowed values | Presence | Default |
|---|---|---|---|---|---|
| advancedFixedFeePerOrderExTax | Advanced fixed fee per order. Enter the amount on one consistent ex-tax market-currency basis. | currency units/planning period, ex tax | 0 to 100000000 | Required | 0 |
| advancedMonthlyFeeExTax | Entered advanced plan fee. Enter the amount on one consistent ex-tax market-currency basis. | currency units/planning period, ex tax | 0 to 100000000 | Required | 350 |
| advancedTransactionFeeRate | Entered advanced transaction fee. | proportion of sales charged as advanced-plan transaction fee | 0 to 1 | Required | 0.01 |
| basicFixedFeePerOrderExTax | Basic fixed fee per order. Enter the amount on one consistent ex-tax market-currency basis. | currency units/planning period, ex tax | 0 to 100000000 | Required | 0 |
| basicMonthlyFeeExTax | Entered basic plan fee. Enter the amount on one consistent ex-tax market-currency basis. | currency units/planning period, ex tax | 0 to 100000000 | Required | 50 |
| basicTransactionFeeRate | Entered basic transaction fee. | proportion of sales charged as basic-plan transaction fee | 0 to 1 | Required | 0.02 |
| contributionBeforePlatformFeesExTax | Monthly contribution before plan fees. Enter the amount on one consistent ex-tax market-currency basis. | currency units/planning period, ex tax | 0 to 100000000 | Required | 20000 |
| monthlyOrders | Whole orders per month. | whole events/planning period | 0 to 100000000 | Required | 500 |
| monthlySalesExTax | Sales processed through the platform. Enter the amount on one consistent ex-tax market-currency basis. | currency units/month, ex tax | 0 to 100000000 | Required | 50000 |
Commerce Platform Plan Break-even: total plan fees
The crossover shows the monthly sales level where the advanced plan recovers its higher fixed fee through lower transaction charges.
Formula summary
- Primary formula
- crossover sales = fixed fee difference / transaction-rate saving
Data used here
- The estimate uses your inputs and the general business formula documented in the methodology.
Decision checks
Stress-test the decision
Retest monthly sales in currency units per month, ex tax, and whole monthly orders on the same month basis.
When this estimate can be misleading
- All provider fees, exchange rates, returns, demand and operating rates are user-entered scenarios.
- Use one consistent ex-tax currency and planning period across compared inputs.
- This is educational business decision support, not accounting, tax, legal or financial advice.
- The crossover shows the monthly sales level where the advanced plan recovers its higher fixed fee through lower transaction charges.
Educational estimate, not advice. See all assumptions & limitations →
Related reading
Guides to interpret the decision and its assumptions.
- Course Platform Fees vs Self-Hosting
Compare platform and self-hosted delivery on aligned fees, administration, acquisition and migration assumptions.
Read guide
Frequently asked questions
How do I find the sales level where a higher fixed-fee platform plan pays back?
Compare the monthly sales crossover with current monthly sales and retained contribution before upgrading or keeping the basic plan.
Which planning assumptions should I stress-test?
Compare a plausible alternative scenario and verify the decision-critical assumption that changes the plan most.