{
  "assetId": "au-payment-times-by-industry-rc9",
  "version": "rc9.received-through-2025-12-31.2026-01",
  "coverage": "Payment Times Reporting Scheme Reporting Cycle 9, 1 January to 30 June 2025, reports received through 31 December 2025: 19 industries plus all industries.",
  "downloadDictionary": [
    "All term and time measures are days from Appendix B Table 9 for Reporting Cycle 9.",
    "averagePaidOnTimeRate is a decimal ratio converted once from the published percentage; 0.665 means 66.5%.",
    "Rows cover reporting entities, not every Australian business or customer.",
    "Industry measures are descriptive stress-test context, not contract terms, receipt forecasts or credit-risk classifications."
  ],
  "rows": [
    {
      "rowKey": "RC9:accommodation-food-services",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "accommodation-food-services",
      "industryLabel": "Accommodation & Food Services",
      "averageCommonPaymentTermDays": 25,
      "averagePaymentTimeDays": 25.4,
      "p80PaymentTimeDays": 35,
      "p95PaymentTimeDays": 54,
      "averagePaidOnTimeRate": 0.61
    },
    {
      "rowKey": "RC9:administrative-support-services",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "administrative-support-services",
      "industryLabel": "Administrative & Support Services",
      "averageCommonPaymentTermDays": 25,
      "averagePaymentTimeDays": 22.6,
      "p80PaymentTimeDays": 31,
      "p95PaymentTimeDays": 45,
      "averagePaidOnTimeRate": 0.7
    },
    {
      "rowKey": "RC9:agriculture-forestry-fishing",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "agriculture-forestry-fishing",
      "industryLabel": "Agriculture, Forestry & Fishing",
      "averageCommonPaymentTermDays": 24,
      "averagePaymentTimeDays": 23.4,
      "p80PaymentTimeDays": 35,
      "p95PaymentTimeDays": 49,
      "averagePaidOnTimeRate": 0.7340000000000001
    },
    {
      "rowKey": "RC9:arts-recreation-services",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "arts-recreation-services",
      "industryLabel": "Arts & Recreation Services",
      "averageCommonPaymentTermDays": 25,
      "averagePaymentTimeDays": 21.1,
      "p80PaymentTimeDays": 30,
      "p95PaymentTimeDays": 50,
      "averagePaidOnTimeRate": 0.6940000000000001
    },
    {
      "rowKey": "RC9:construction",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "construction",
      "industryLabel": "Construction",
      "averageCommonPaymentTermDays": 34,
      "averagePaymentTimeDays": 33.5,
      "p80PaymentTimeDays": 47,
      "p95PaymentTimeDays": 68,
      "averagePaidOnTimeRate": 0.648
    },
    {
      "rowKey": "RC9:education-training",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "education-training",
      "industryLabel": "Education & Training",
      "averageCommonPaymentTermDays": 20,
      "averagePaymentTimeDays": 24.4,
      "p80PaymentTimeDays": 33,
      "p95PaymentTimeDays": 62,
      "averagePaidOnTimeRate": 0.716
    },
    {
      "rowKey": "RC9:electricity-gas-water-waste",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "electricity-gas-water-waste",
      "industryLabel": "Electricity, Gas, Water & Waste Services",
      "averageCommonPaymentTermDays": 26,
      "averagePaymentTimeDays": 23.5,
      "p80PaymentTimeDays": 31,
      "p95PaymentTimeDays": 48,
      "averagePaidOnTimeRate": 0.6859999999999999
    },
    {
      "rowKey": "RC9:financial-insurance-services",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "financial-insurance-services",
      "industryLabel": "Financial & Insurance Services",
      "averageCommonPaymentTermDays": 21,
      "averagePaymentTimeDays": 17.4,
      "p80PaymentTimeDays": 27,
      "p95PaymentTimeDays": 49,
      "averagePaidOnTimeRate": 0.721
    },
    {
      "rowKey": "RC9:health-care-social-assistance",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "health-care-social-assistance",
      "industryLabel": "Health Care & Social Assistance",
      "averageCommonPaymentTermDays": 26,
      "averagePaymentTimeDays": 27.5,
      "p80PaymentTimeDays": 39,
      "p95PaymentTimeDays": 62,
      "averagePaidOnTimeRate": 0.603
    },
    {
      "rowKey": "RC9:information-media-telecommunications",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "information-media-telecommunications",
      "industryLabel": "Information Media & Telecommunications",
      "averageCommonPaymentTermDays": 29,
      "averagePaymentTimeDays": 24.7,
      "p80PaymentTimeDays": 35,
      "p95PaymentTimeDays": 67,
      "averagePaidOnTimeRate": 0.691
    },
    {
      "rowKey": "RC9:manufacturing",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "manufacturing",
      "industryLabel": "Manufacturing",
      "averageCommonPaymentTermDays": 35,
      "averagePaymentTimeDays": 33.7,
      "p80PaymentTimeDays": 47,
      "p95PaymentTimeDays": 67,
      "averagePaidOnTimeRate": 0.621
    },
    {
      "rowKey": "RC9:mining",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "mining",
      "industryLabel": "Mining",
      "averageCommonPaymentTermDays": 32,
      "averagePaymentTimeDays": 30,
      "p80PaymentTimeDays": 39,
      "p95PaymentTimeDays": 70,
      "averagePaidOnTimeRate": 0.687
    },
    {
      "rowKey": "RC9:other-services",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "other-services",
      "industryLabel": "Other Services",
      "averageCommonPaymentTermDays": 26,
      "averagePaymentTimeDays": 28.4,
      "p80PaymentTimeDays": 38,
      "p95PaymentTimeDays": 57,
      "averagePaidOnTimeRate": 0.723
    },
    {
      "rowKey": "RC9:professional-scientific-technical",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "professional-scientific-technical",
      "industryLabel": "Professional, Scientific & Technical Services",
      "averageCommonPaymentTermDays": 28,
      "averagePaymentTimeDays": 27.9,
      "p80PaymentTimeDays": 38,
      "p95PaymentTimeDays": 94,
      "averagePaidOnTimeRate": 0.648
    },
    {
      "rowKey": "RC9:public-administration-safety",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "public-administration-safety",
      "industryLabel": "Public Administration & Safety",
      "averageCommonPaymentTermDays": 23,
      "averagePaymentTimeDays": 23.3,
      "p80PaymentTimeDays": 31,
      "p95PaymentTimeDays": 51,
      "averagePaidOnTimeRate": 0.68
    },
    {
      "rowKey": "RC9:rental-hiring-real-estate",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "rental-hiring-real-estate",
      "industryLabel": "Rental, Hiring & Real Estate Services",
      "averageCommonPaymentTermDays": 27,
      "averagePaymentTimeDays": 25.8,
      "p80PaymentTimeDays": 34,
      "p95PaymentTimeDays": 56,
      "averagePaidOnTimeRate": 0.669
    },
    {
      "rowKey": "RC9:retail-trade",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "retail-trade",
      "industryLabel": "Retail Trade",
      "averageCommonPaymentTermDays": 31,
      "averagePaymentTimeDays": 28.7,
      "p80PaymentTimeDays": 40,
      "p95PaymentTimeDays": 77,
      "averagePaidOnTimeRate": 0.675
    },
    {
      "rowKey": "RC9:transport-postal-warehousing",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "transport-postal-warehousing",
      "industryLabel": "Transport, Postal & Warehousing",
      "averageCommonPaymentTermDays": 30,
      "averagePaymentTimeDays": 27.7,
      "p80PaymentTimeDays": 41,
      "p95PaymentTimeDays": 62,
      "averagePaidOnTimeRate": 0.619
    },
    {
      "rowKey": "RC9:wholesale-trade",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "wholesale-trade",
      "industryLabel": "Wholesale Trade",
      "averageCommonPaymentTermDays": 33,
      "averagePaymentTimeDays": 29.3,
      "p80PaymentTimeDays": 41,
      "p95PaymentTimeDays": 65,
      "averagePaidOnTimeRate": 0.654
    },
    {
      "rowKey": "RC9:all-industries",
      "reportingCycle": "RC9",
      "coverageStart": "2025-01-01",
      "coverageEnd": "2025-06-30",
      "receivedThrough": "2025-12-31",
      "industryCode": "all-industries",
      "industryLabel": "All Industries",
      "averageCommonPaymentTermDays": 29,
      "averagePaymentTimeDays": 27.4,
      "p80PaymentTimeDays": 39,
      "p95PaymentTimeDays": 64,
      "averagePaidOnTimeRate": 0.665
    }
  ]
}